Logical data dictionary

Version 1.1
Generated on 3/5/01
Copyright 2001 Mortgage Bankers Association of America, Inc.

Permission to use, copy, modify, and distribute the MISMO
DTD and its accompanying documentation for any purpose and without
fee is hereby granted in perpetuity, provided that the above copyright
notice and this paragraph appear in all copies. The copyright holders make
no representation about the suitability of the DTD for any purpose.

Processes included in this dictionary:

Service ordering

 

Name

Description

Source

Context

Processes

Datatype

Borrower Alias Account Identifier

A unique identifier of the account under which credit has been granted to the borrower while using the identified alias (alternate name.) Collected on the URLA in Assets and Liabilities Section (Account Number).

URLA

Borrower

Service ordering, Credit Reporting, Underwriting

String

Borrower Alias Creditor Name

The unstructured name of the grantor of credit to the borrower while using the identified alias (alternate name). Collected on the URLA in Section Assets and Liabilities (Creditor Name).

URLA

Borrower

Service ordering, Credit Reporting, Underwriting

String

Borrower Alias Name

Any additional name under which the borrower may have been granted credit. (e.g. maiden name) Collected on the URLA in Section Assets and Liabilities (Alternate Names)

URLA

Borrower

Service ordering, Credit Reporting, Underwriting

String

Borrower Birth Date

Borrowers date of birth. Collected in lieu of AGE in URLA, Section III, second line, third field.

URLA

Borrower

Service ordering, Credit Reporting, Underwriting

Date/Time

Borrower First Name

The first name of the borrower. Collected on the URLA in Section III (Borrowers Name).

URLA

Borrower

Service ordering, Credit Reporting, Flood, MI, Secondary, Underwriting

String

Borrower Last Name

The last name of the borrower. Collected on the URLA in Section III (Borrowers Name).

URLA

Borrower

Service ordering, Credit Reporting, Flood, MI, Secondary, Underwriting

String

Borrower Middle Name

The middle name of the borrower. Collected on the URLA in Section III (Borrowers Name).

URLA

Borrower

Service ordering, Credit Reporting, MI, Underwriting

String

Borrower Name Suffix

The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) Collected on the URLA in Section III (Borrowers Name).

URLA

Borrower

Service ordering, Credit Reporting, MI, Underwriting

String

Borrower Residency Type

This attribute, accompanying borrower residence data, qualifies it as either the current or prior borrowers residence.

URLA

Borrower

Service ordering, Credit Reporting, MI, Secondary, Underwriting

Enumerated:

  • Current: The borrowers current residence
  • Prior: The borrowers prior residence

Borrower Spouse Identifier

The identifier used to link two borrowers who are married to each other. It is recommended that the Borrower ID be used as the identifier.

LP

Borrower

Service ordering, Credit Reporting, Underwriting

String

Borrower Unparsed Name

The unparsed name of a person or non-person entity that is a borrower. (E.g., DBA) Collected on the URLA in Section III (Borrowers Name).

URLA

Borrower

Service ordering, Credit Reporting, Underwriting

String

Borrower USA Social Security Number

The Social Security Number (SSN) associated with the borrower. Collected on the URLA in Section III (Social Security Number).

URLA

Borrower

Service ordering, Credit Reporting, MI, Secondary, Underwriting

Numeric

Borrower USA Tax Payer Identification Number

The US Taxpayer Identification Number (TIN) associated with the borrower. The borrower may be either a person or a non-person entity.

URLA

Borrower

Service ordering, MI, Underwriting

Numeric

Comaker Endorser of Note Indicator

Borrowers answer to the question: Are you a co-maker or endorser on a note? Collected on the URLA in Section VIII line i.

URLA

Declarations

Service ordering, Credit Reporting, Underwriting

Boolean

Contact Name

The name of individual acting as a contact for a party to the loan.

Multiple

Individuals Name

Service ordering, Credit Reporting, Flood, MI, Secondary, Underwriting

String

Contact Point Preference Indicator

This indicator is set to be true when the particular contacts Contact Point (i.e. phone number) is preferred over any others.

Multiple

(not specified)

Service ordering, Credit Reporting, Flood, MI, Secondary, Underwriting

Boolean

Contact Point Role Type

This element sets the type of role (i.e. Home, Work or Mobile) used for the Contact Point Type (Phone, Fax, Email).

Multiple

(not specified)

Service ordering, Credit Reporting, Flood, MI, Secondary, Underwriting

Enumerated:

  • Home: The applicable Point Type applies to the contacts home.
  • Mobile: The applicable Point Type applies to the contacts mobile (phone/fax/email).
  • Work: The applicable Point Type applies to the contacts work.

Contact Point Type

This datum sets the Type (Phone, Fax, Email, Other) for the Contact Point Value of contact point used for the Contact Point Value.

Multiple

(not specified)

Service ordering, Credit Reporting, Flood, MI, Secondary, Underwriting

Enumerated:

  • Email: The Contact Point Value contains an email address.
  • Fax: The Contact Point Value contains a fax number.
  • Other: The Contact Point Value contains some other Contact Point Type.
  • Phone: The Contact Point Value contains a telephone number.

Contact Point Value

This is the actual value of the Contact Point Type.

Multiple

(not specified)

Service ordering, Credit Reporting, Flood, MI, Secondary, Underwriting

String

Internal Account Identifier

The account number or identifier assigned by a service provider to a service requestor. The Internal Account Identifier is supplied with request transactions to allow the service provider to identify the billing account to be used.

Requests

Service Ordering

Service ordering, Credit Reporting, Flood

String

Key Name

A generic placeholder to add key descriptions in transactions.

(not specified)

Service Order

Service ordering, Credit Reporting, MI

String

Key Value

A generic placeholder for a value to be associated with a key description for a transaction exchange.

(not specified)

Service Order

Service ordering, Credit Reporting, MI

String

Login Account Identifier

User id used to authenticate requesting party to the vendor.

(not specified)

(not specified)

Service ordering, Credit Reporting, Flood

String

Login Account Password

Password used to authenticate requesting party to the vendor.

(not specified)

(not specified)

Service ordering, Credit Reporting, Flood

String

Marital Status Type

The marital status of the borrower as disclosed by the borrower. Collected on the URLA in Section III (Marital Status Check Box).

URLA

Borrower

Service ordering, Credit Reporting, Underwriting

Enumerated:

  • Married:
  • Not Provided:
  • Separated:
  • Unknown:
  • Unmarried (Single, Divorced, Widowed):

Original Principal Balance

The original principal balance on the loan.

(not specified)

(not specified)

Service ordering, Secondary

Numeric

Other Request Type

Allows for a text desctiption (non-enumerated value) to describe the type of request being passed among business partners.

(not specified)

Service Order

Service ordering, Credit Reporting

String

Party Name

The unstructured name of the individual or institution is referenced by the Party Type.

URLA

Party

Service ordering, Credit Reporting, Flood, MI, Secondary, Underwriting

String

Party Type

Specifies the party to the transaction. The following information may be associated with each party: Name, Address (parsed and unparsed), and Contact Detail.

(not specified)

Party

Service ordering, Credit Reporting, Flood, MI, Secondary, Underwriting

Enumerated:

  • Appraiser: The appraiser who completed the final estimate of value for the subject property.
  • Asset Holder: The individual or institution holding the borrowers asset.
  • Broker Contact: A person who is designated as the brokers contact.
  • Credit Bureau: The credit reporting agency used for the original credit report ordered by the loan originator.
  • Credit Trade Reference: The party referenced in a credit report. Could be a creditor, inquiring party, court, attorney or plaintiff.
  • Employer: The borrowers employer.
  • Fulfillment Party: The ultimate party processing the service request if it differs from the receiving party. Often used when a service provider uses local vendors to fulfill services.
  • Interviewer: The person who took the loan application. Collected on the URLA in Section X (Interviewers Name).
  • Interviewers Employer: The individual or institution that employs the interviewer. Collected on the URLA in Section X (Name and Address of Interviewers Employer).
  • Lender: Person or entity that invests in or originates mortgage loans.
  • Lenders Authorized Representative: The person designated as the authorized representative employed by the lender.
  • Lenders Branch: Identifies the name or location of the lenders branch office.
  • Lenders Contact : The person employed by the lender that an individual could call with questions regarding the mortgage loan.
  • Lenders Information Contact: The person designated as the information contact employed by the lender.
  • Lenders Notification Contact: The person designated as the notification contact employed by the lender.
  • Lenders Underwriter: The person is the underwriter of the loan that is employed by the lender
  • Liability Holder: The individual or institution holding the borrowers liability.
  • Owning Bureau: The credit bureau that owns or manages the credit file being referenced.
  • Receiving Party: The business, person, or system that will receive the request group for further processing. The send to: addressee.
  • Requesting Party: The ultimate customer of a service or other request. Usually the person associated with the business that is ultimately billed for the transaction. The contact under this party is the person requesting the service or product.
  • Respond To Party: The person or organization that wants to receive copies of responses to the request.
  • Response From Party: The person or organization that prepared the response to the request.
  • Submitting Party: The individual or organization that is placing the request group on behalf of the requesting party.

Pool Scheduled Transfer Date

The scheduled date for the transfer of ownership for the loans in this pool.

(not specified)

(not specified)

Service ordering, Secondary

Date/Time

Prior Property Title Type

Borrowers answer to the question: How did you hold title to the home solely by yourself, jointly with your spouse, or jointly with another person? Collected on the URLA in Section VIII line m2.

URLA

Declarations

Service ordering, Underwriting

Enumerated:

  • Joint with Other Than Spouse: Use this answer for any property owned with any other person including spouse.
  • Joint with Spouse: Use this answer for any property owned with a spouse.
  • Sole (Individual):

Property Address 1

The unstructured (Unparsed) street address of the property (e.g., 123 Main Street).

URLA

Subject Property

Service ordering, Credit Reporting, Flood, MI, Secondary, Underwriting

String

Property Address 2

The unit number (if any) of the address of the property.

URLA

Subject Property

Service ordering, Credit Reporting, MI, Secondary, Underwriting

String

Property City

The city in which the property is located.

URLA

Subject Property

Service ordering, Credit Reporting, Flood, MI, Secondary, Underwriting

String

Property County

The county in which the property is located.

FHA

Subject Property

Service ordering, Flood, MI, Secondary, Underwriting

String

Property County Code

FIPS county code number.

(not specified)

Flood Determination

Service ordering, Flood

String

Property Postal Code

The postal code (zip code in the US) of the property. Zip code may be either 5 or 9 digits.

URLA

Subject Property

Service ordering, Credit Reporting, Flood, MI, Secondary, Underwriting

String

Property State

The state in which the property is located.

URLA

Subject Property

Service ordering, Credit Reporting, Flood, MI, Secondary, Underwriting

String

Refinance Servicer Loan Identifier

The current servicer loan number for a loan being refinanced.

(not specified)

(not specified)

Service ordering

String

Request DateTime

A system generated datetime stamp enclosed within each request to identify the initiation time of the request.

(not specified)

Service Order

Service ordering, Credit Reporting, Flood

Date/Time

Request Other Action Description

The action requested by the customer to be taken by the fulfillment party for a generic request.

(not specified)

(not specified)

Service ordering, Credit Reporting

String

Request Type

Describes the type of request within a request group (i.e. related to the specific service referenced in the request).

(not specified)

Service Order

Service ordering, Credit Reporting, Flood

Enumerated:

  • Credit: Credit Report
  • Escrow: Credit Report
  • Flood: Flood Data Service
  • OtherRequest: Other Request Type
  • Tax: Tax Services
  • Title: Title Services
  • Valuation: Property Valuation/Appraisal

Residence Apartment Or Unit

The apartment or unit number (if any) of the address of the borrowers residence. Collected on the URLA in Section III (Present Address).

URLA

Borrower

Service ordering, Credit Reporting, Flood, MI, Underwriting

String

Residence Direction Prefix

The Direction Prefix address component of the borrowers residence. (N, S, E, W, NW, SW, NE, SE).

URLA

Borrower

Service ordering, Credit Reporting, Flood

String

Residence Direction Suffix

The direction suffix address component of the borrowers residence.

URLA

Borrower

Service ordering, Credit Reporting, Flood

String

Residence House Number

The house number or building number address component of the borrowers residence.

URLA

Borrower

Service ordering, Credit Reporting, Flood

String

Residence Military APO FPO

The military APO or FPO address component of the borrowers residence.

URLA

Borrower

Service ordering, Credit Reporting

String

Residence Post Office Box

The post office box address component of the borrowers residence. For a borrower residence, it is normally part of a rural route address.

URLA

Borrower

Service ordering, Credit Reporting

String

Residence Rural Route

The rural route address component of the borrowers residence. Sometimes combined with a Post Office Box.

URLA

Borrower

Service ordering, Credit Reporting

String

Residence Street Name

The street name address component of the borrowers residence.

URLA

Borrower

Service ordering, Credit Reporting, Flood

String

Residence Street Suffix

The street suffix address component of the borrowers residence. (ST, AV, BV, CT, PL, etc. - use USPS approved abbreviations).

URLA

Borrower

Service ordering, Credit Reporting, Flood

String

Response DateTime

A system generated datetime stamp enclosed within each response to identify the initiation time of the response.

(not specified)

(not specified)

Service ordering, Credit Reporting, Flood

Date/Time

Response Type

Describes the type of reponse being provided within the response group.

(not specified)

Service Response

Service ordering, Flood

Enumerated:

  • Credit: Credit Report
  • Escrow: Escrow/Settlement/Closing Services
  • Flood: Flood Data Services
  • Other Response: Other Response
  • Tax: Tax
  • Title: Title Services
  • Valuation: Property Valuation/Appraisal

Status Code

Code values exchanged between business partners relating to the condition of a status message.

(not specified)

(not specified)

Service ordering, Credit Reporting, Flood

String

Status Condition

Describes the severity of a status message.

(not specified)

(not specified)

Service ordering, Credit Reporting, Flood

String

Status Description

Text describing specific details of a status message.

(not specified)

(not specified)

Service ordering, Credit Reporting, Flood

String

Status Name

Business name for the value shown in the Status Code data element.

(not specified)

(not specified)

Service ordering, Credit Reporting, Flood

String