Version 1.1
Generated on 3/9/01
Copyright 2001 Mortgage Bankers Association of America, Inc.
Permission to use, copy, modify, and distribute the MISMO
DTD and its accompanying documentation for any purpose and without
fee is hereby granted in perpetuity, provided that the above copyright
notice and this paragraph appear in all copies. The copyright holders make
no representation about the suitability of the DTD for any purpose.
Processes included in this dictionary: |
Secondary |
Name |
Description |
Source |
Context |
Processes |
Datatype |
Annual Percentage Rate Percent |
The annual percentage rate (APR) for this loan. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Assumability Indicator |
Indicates whether the loan is assumable by another
borrower. |
Lender |
Product |
Secondary, Underwriting |
Boolean |
Bankruptcy Past Seven Years Indicator |
Borrowers answer to the question: Have you been declared bankrupt
within the past 7 years? Collected on the URLA in Section VIII line b. |
URLA |
Declarations |
Credit Reporting, Secondary, Underwriting |
Boolean |
Borrower First Name |
The first name of the borrower. Collected on the URLA in Section
III (Borrowers Name). |
URLA |
Borrower |
Service ordering, Credit Reporting, Flood, MI, Secondary,
Underwriting |
String |
Borrower First Time Homebuyer Indicator |
Indicates that the borrower qualifies as a first time homebuyer
as determined by the lender. (Note: The 3 year rule used in the Declarations
alone is not sufficient.) |
Lender |
Declarations |
MI, Secondary, Underwriting |
Boolean |
Borrower Last Name |
The last name of the borrower. Collected on the URLA in
Section III (Borrowers Name). |
URLA |
Borrower |
Service ordering, Credit Reporting, Flood, MI, Secondary,
Underwriting |
String |
Borrower Residency Type |
This attribute, accompanying borrower residence data,
qualifies it as either the current or prior borrowers residence. |
URLA |
Borrower |
Service ordering, Credit Reporting, MI, Secondary,
Underwriting |
Enumerated:
|
Borrower USA Social Security Number |
The Social Security Number (SSN) associated with the
borrower. Collected on the URLA in Section III (Social Security Number). |
URLA |
Borrower |
Service ordering, Credit Reporting, MI, Secondary,
Underwriting |
Numeric |
Buy Price Effective Date |
The date the buy price on a pool or loan becomes
effective. |
Secondary |
Pool or Loan |
Secondary |
Date/Time |
Buy Price Expiration Date |
The date the buy price expires on a pool or loan. |
Secondary |
Pool or Loan |
Secondary |
Date/Time |
Buy Price Percent |
Price paid for a loan or pool, expressed as a percentage
of the par value. |
Secondary |
Pool or Loan |
Secondary |
Numeric |
Commitment Evaluation Date |
The date the status of the commitment was evaluated. |
(not specified) |
(not specified) |
Secondary |
Date/Time |
Commitment Evaluation Type |
How often the commitment is to be tracked and evaluated. |
(not specified) |
(not specified) |
Secondary |
Enumerated:
|
Commitment Extension Period Days |
The number of days a commitment agreement may be extended
by mutual agreement of the buyer and seller, for the price given in
ExtensionPrice. |
(not specified) |
(not specified) |
Secondary |
Numeric(3,0) |
Commitment Extension Price |
(not specified) |
(not specified) |
(not specified) |
Secondary |
String |
Commitment Face Value Amount |
The total face value of the commitment. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Commitment Max Deliverable Amount |
The maximum total loan amount that will be accepted as
part of this commitment, expressed as a percentage of the Commitment Amount. |
(not specified) |
(not specified) |
Secondary |
Numeric(6,3) |
Commitment Maximum Price Percent |
The maximum adjusted price that will be paid for this
commitment, expressed as a percentage of the CommitmentAmount. |
(not specified) |
(not specified) |
Secondary |
Numeric(6,3) |
Commitment Minimum Delivery Amount |
The minimum total face value of loans that may be
delivered under this agreement without penalty, expressed as a percentage of
the CommitmentAmount. |
(not specified) |
(not specified) |
Secondary |
Numeric(6,3) |
Commitment Next Evaluation Date |
The date the commitment will next be evaluated. |
(not specified) |
(not specified) |
Secondary |
Date/Time |
Commitment Period Delivered Amount |
The amount delivered for this commitment during this time
period. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Commitment Period Weighted Coupon Rate |
The weighted coupon rate for the loans delivered for this
commitment during this time period. |
(not specified) |
(not specified) |
Secondary |
Numeric(6,3) |
Commitment Period Weighted Credit Score |
The weighted credit score for all loans delivered during
this period. |
(not specified) |
(not specified) |
Secondary |
Numeric(3,0) |
Commitment Purchase Price |
The price that will be paid for the commitment as
specified, expressed as a percentage of the Commitment Amount. |
(not specified) |
(not specified) |
Secondary |
Numeric(6,3) |
Commitment Start Date |
The date the commitment agreement commences. |
(not specified) |
(not specified) |
Secondary |
Date/Time |
Commitment Target Weighted Average Coupon Rate |
The target weighted average interest rate for this
commitment. |
(not specified) |
(not specified) |
Secondary |
Numeric(6,3) |
Commitment Target Weighted Average Credit Score |
The target weighted average credit score for this
commitment. |
(not specified) |
(not specified) |
Secondary |
Numeric(3,0) |
Commitment Term Days |
The duration of the commitment in days. |
(not specified) |
(not specified) |
Secondary |
Numeric(4,0) |
Commitment Total Delivered Amount |
The total delivered amount towards this commitment. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Commitment Total Weighted Coupon Rate |
The total average weighted coupon rate for the delivered loans
for this commitment. |
(not specified) |
(not specified) |
Secondary |
Numeric(6,3) |
Commitment Total Weighted Credit Score |
The total weighted average credit score for the delivered
loans for this commitment. |
(not specified) |
(not specified) |
Secondary |
Numeric(3,0) |
Commitment Undelivered Amount |
The amount still remaining to be delivered for this
commitment. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Commitment Weighted Average Coupon Rate Quantization
Percent |
The quantization of weighted average interest rate
variance (in percentage points) used when determining whether a fee variance
needs to be applied. |
(not specified) |
(not specified) |
Secondary |
Numeric(6,3) |
Commitment Weighted Average Coupon Rate Variation Percent |
The percentage modification to the fee paid for these
loans per percentage point variation in the weighted average interest rate
delivered. |
(not specified) |
(not specified) |
Secondary |
Numeric(6,3) |
Commitment Weighted Average Credit Score Quantization
Percent |
The quantization of weighted average credit score variance
(in points) used when determining whether a fee variance needs to be applied. |
(not specified) |
(not specified) |
Secondary |
Numeric(3,0) |
Commitment Weighted Average Credit Score Variation Percent |
The percentage modification to the fee paid for these
loans per point of variation in the weighted average credit score delivered. |
(not specified) |
(not specified) |
Secondary |
Numeric(6,3) |
Community Reinvestment Act Status |
Indicates whether either the borrower or the property for
this loan falls under the Community Reinvestment Act (CRA) |
(not specified) |
(not specified) |
Secondary |
Enumerated:
|
Contact Name |
The name of individual acting as a contact for a party to
the loan. |
Multiple |
Individuals Name |
Service ordering, Credit Reporting, Flood, MI, Secondary,
Underwriting |
String |
Contact Point Preference Indicator |
This indicator is set to be true when the particular
contacts Contact Point (i.e. phone number) is preferred over any others. |
Multiple |
(not specified) |
Service ordering, Credit Reporting, Flood, MI, Secondary,
Underwriting |
Boolean |
Contact Point Role Type |
This element sets the type of role (i.e. Home, Work or
Mobile) used for the Contact Point Type (Phone, Fax, Email). |
Multiple |
(not specified) |
Service ordering, Credit Reporting, Flood, MI, Secondary, Underwriting |
Enumerated:
|
Contact Point Type |
This datum sets the Type (Phone, Fax, Email, Other) for
the Contact Point Value of contact point used for the Contact Point Value. |
Multiple |
(not specified) |
Service ordering, Credit Reporting, Flood, MI, Secondary,
Underwriting |
Enumerated:
|
Contact Point Value |
This is the actual value of the Contact Point Type. |
Multiple |
(not specified) |
Service ordering, Credit Reporting, Flood, MI, Secondary,
Underwriting |
String |
Credit Score Value |
Numeric credit score resulting from credit evaluation
model. |
Credit Bureau |
Credit |
Credit Reporting, MI, Secondary, Underwriting |
Numeric |
Current Combined Loan To Value Ratio |
The current combined loan-to-value ratio for all liens on the
property, expressed as a ratio. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Current Interest Rate |
The current interest rate for this loan. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Current Loan To Value Ratio |
The current loan to value ratio for the loan, expressed as
a ratio. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Current Payment Rate |
The current payment rate for this loan. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Employment Borrower Self-Employment Indicator |
Indicates that in the referenced employment the borrower
is self-employed. Collected on the URLA in Section IV (Self Employed Check
Box). |
URLA |
Employment |
Credit Reporting, MI, Secondary, Underwriting |
Boolean |
Employment Start Date |
The start date for the borrowers employment. Collected in
lieu of Years On Job which is on the URLA in Section IV (Years on Job). Used
to calculate the Years on Job. |
URLA |
Employment |
Credit Reporting, Secondary, Underwriting |
Date/Time |
Employment Time in Line of Work Months |
The total number of months the borrower has been employed
in their occupation. Collected on the URLA in Section IV (Years Employed In
This Line of Work). |
URLA |
Employment |
Credit Reporting, Secondary, Underwriting |
Numeric |
Escrow Balance |
The balance or credit amount in the escrow accounts for
this loan. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Guarantor Fee Percentage |
The guarantor fee, expressed as a percentage, for this
loan. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Housing Expense Payment Amount |
The dollar amount per month of the borrowers housing
expense type. May be used for their primary or non-primary residence or for
the subject property. Collected on the URLA in Section VI (Schedule of Real
Estate Owned.) |
URLA |
Expense |
MI, Secondary, Underwriting |
Money |
Housing Expense Residence Type |
Specifies the type of residence associated with the
housing expense type. |
URLA |
Expense |
MI, Secondary, Underwriting |
Enumerated:
|
Income Amount |
The dollar amount per month of the borrowers Income Type (e.g.,
job base salary). |
URLA |
Income |
Credit Reporting, MI, Secondary, Underwriting |
Money |
Income Time Type |
Describes the time frame for the associated income type. |
(not specified) |
Income |
Credit Reporting, MI, Secondary, Underwriting |
Enumerated:
|
Income Type |
Specifies the general names (types) of items commonly
listed as income of the borrower in a mortgage loan transaction. Collected on
the URLA in Section V (Gross Monthly Income)and Section VI (Schedule of Real
Estate Owned). |
URLA |
Income |
Credit Reporting, MI, Secondary, Underwriting |
Enumerated:
|
Interest Accrues Daily |
Flag indicating that interest accrues daily for this loan. |
(not specified) |
(not specified) |
Secondary |
Boolean |
Is Section 32 |
Indicates whether Section 32 documentation is required for
this loan. |
(not specified) |
(not specified) |
Secondary |
Boolean |
Late Charge Grace Period |
The grace period in days for this loan before a late
charge will be applied. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Lien Priority Type |
Specifies the lien priority of the subject loan on the
subject property. |
Lender |
UW Case |
Flood, MI, Secondary, Underwriting |
Enumerated:
|
Loan Amortization Term Months |
The number of months used to compute the fully amortized
payment. |
URLA |
Product |
MI, Secondary, Underwriting |
Numeric |
Loan Amortization Type |
Specifies the type of payment stream. Collected on the
URLA in Section I (Amortization Type). |
URLA |
Product |
MI, Secondary, Underwriting |
Enumerated:
|
Loan Cash Out |
The amount of cash turned over to the borrower for this
loan. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Loan Documentation Type |
Specifies the extent or level of the documentation being
collected to process and underwrite the loan. |
LP |
UW Case |
Secondary, Underwriting |
Enumerated:
|
Loan Has Escrow Accounts |
Flag indicating whether escrow accounts already exist for
the loan. |
(not specified) |
(not specified) |
Secondary |
Boolean |
Loan Maturity Date |
Contractual termination date of the note. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Loan Original Maturity Term Months |
The scheduled number of months after which a debt will
mature if not equal to the Amortization Term. |
Lender |
Product |
MI, Secondary, Underwriting |
Numeric |
Loan Origination System Loan Identifier |
A control number (i.e. key) for the loan in the sending
loan origination system. |
LP |
LP Trans |
Flood, Secondary, Underwriting |
String |
Loan Purpose Type |
Specifies the purpose for which the loan proceeds will be
used. Collected on the URLA in Section II (Purpose of Loan). |
URLA |
Application |
Flood, MI, Secondary, Underwriting |
Enumerated:
|
Loan Scheduled Closing Date |
The scheduled date for when the loan will be closed with
the borrower. |
Lender |
UW Case |
MI, Secondary, Underwriting |
Date/Time |
Loan Status Date |
Date this status took effect. |
(not specified) |
(not specified) |
Secondary |
Date/Time |
Loan Status Type |
The status of this loan within the context of this
negotiation. |
(not specified) |
(not specified) |
Secondary |
Enumerated:
|
Low Delivery Penalty Percent |
The penalty to be paid by the seller in the event of
underdelivery on this commitment, expressed as a percentage of the
Undelivered Amount. |
(not specified) |
(not specified) |
Secondary |
Numeric(6,3) |
Mortgage Identifier |
The number used by the Mortgage Electronic Registration
System (MERS) to identify loans. |
MERS |
Loan ID |
Secondary, Underwriting |
String |
Mortgage Insurance Certificate Type |
Specifies the type of mortgage insurance certificate
required by the customer. |
MI Order |
MI |
MI, Secondary, Underwriting |
Enumerated:
|
Mortgage Insurance Company Name |
The name of the entity that will provide mortgage
insurance for a loan. |
MI Order |
MI |
MI, Secondary, Underwriting |
Enumerated:
|
Mortgage Insurance Coverage Percent |
The percentage of the loan amount to be insured. |
Lender |
MI |
MI, Secondary, Underwriting |
Numeric(8,7) |
Negative Amortization Type |
Specifies whether negative amortization is possible for
the loan and if so if it is scheduled or potential. Negative amortization is
unpaid interest added to the mortgage principal. This applies to loans where
the principal balance increases because the payments do not cover the
interest. |
Lender |
Product |
MI, Secondary, Underwriting |
Enumerated:
|
Negotiation Accepted Loan Count |
The number of loans in this pool that were accepted. |
(not specified) |
(not specified) |
Secondary |
Numeric(6,0) |
Negotiation Conditionally Accepted Loan Count |
The number of loans that were conditionally accepted. |
(not specified) |
(not specified) |
Secondary |
Numeric(6,0) |
Negotiation Date |
The date this negotiation was made. |
(not specified) |
(not specified) |
Secondary |
Date/Time |
Negotiation Declined Loan Count |
The number of loans in this pool that were declined. |
(not specified) |
(not specified) |
Secondary |
Numeric(6,0) |
Negotiation Detail Type |
The status of this loan with regards to this negotiation. |
(not specified) |
(not specified) |
Secondary |
Enumerated:
|
Negotiation Expiration Date |
The date the negotiation expires (must be accepted or
responded to by). |
(not specified) |
(not specified) |
Secondary |
Date/Time |
Negotiation Is Seller Indicator |
Flag indicating whether this negotiation is the seller
responding to a buyer offer. |
(not specified) |
(not specified) |
Secondary |
Boolean |
Negotiation Loan Status Description |
Additional information about the status of this loan
within this negotiation. |
(not specified) |
(not specified) |
Secondary |
String |
Negotiation Ratified Date |
The date that both parties in the negotiation agreed to a
price for the pool. |
(not specified) |
(not specified) |
Secondary |
Date/Time |
Negotiation Status Type |
The status of this negotiation. |
(not specified) |
(not specified) |
Secondary |
Enumerated:
|
Note Assignment Date |
The date the note was assigned and the loan began to
accrue interest. |
(not specified) |
(not specified) |
Secondary |
Date/Time |
Original Combined Loan To Value Ratio |
The combined loan to value ratio for all liens on the
property when this loan was originated, expressed as a ratio. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Original Loan To Value Ratio |
The original loan-to-value ratio for the loan (expressed
as a ratio). |
(not specified) |
(not specified) |
Secondary |
Numeric |
Original Principal Balance |
The original principal balance on the loan. |
(not specified) |
(not specified) |
Service ordering, Secondary |
Numeric |
ParameterMeaning |
The meaning of this parameter. |
(not specified) |
(not specified) |
Secondary |
String |
ParameterValue |
The value for the parameter. |
(not specified) |
(not specified) |
Secondary |
String |
Party Name |
The unstructured name of the individual or institution is
referenced by the Party Type. |
URLA |
Party |
Service ordering, Credit Reporting, Flood, MI, Secondary,
Underwriting |
String |
Party Type |
Specifies the party to the transaction. The following
information may be associated with each party: Name, Address (parsed and
unparsed), and Contact Detail. |
(not specified) |
Party |
Service ordering, Credit Reporting, Flood, MI, Secondary,
Underwriting |
Enumerated:
|
Payment Frequency Type |
Specifies the frequency of the mortgage payment. |
Lender |
Product |
MI, Secondary, Underwriting |
Enumerated:
|
Penalty |
The penalty to be paid if this rule is not met, expressed
as a percentage of the total dollar volume for the period assessed. |
(not specified) |
(not specified) |
Secondary |
Numeric(6,3) |
PenaltyAmount |
The amount of the penalty. |
(not specified) |
(not specified) |
Secondary |
Numeric |
PenaltyReason |
The reason this penalty was imposed. |
(not specified) |
(not specified) |
Secondary |
String |
Pool Asking Price Percent |
The asking price for the pool, expressed as a percentage
of the par (face) value. |
(not specified) |
(not specified) |
Secondary |
Numeric(6,3) |
Pool Creation Date |
Date the pool was created. |
(not specified) |
(not specified) |
Secondary |
Date/Time |
Pool Description |
The description of this pool. |
(not specified) |
(not specified) |
Secondary |
String |
Pool Expiration Date |
The date the pool expires. |
(not specified) |
(not specified) |
Secondary |
Date/Time |
Pool Offered Price Percent |
The price offered for this pool, expressed as a percentage
of the par (face) value of the loans. |
(not specified) |
(not specified) |
Secondary |
Numeric(6,3) |
Pool Scheduled Transfer Date |
The scheduled date for the transfer of ownership for the
loans in this pool. |
(not specified) |
(not specified) |
Service ordering, Secondary |
Date/Time |
Pool Status Date |
The status date of a pool transaction as it pertains to
whole loan pool transfer. |
(not specified) |
(not specified) |
Secondary |
Date/Time |
Pool Status Type |
The status of this pool. |
(not specified) |
(not specified) |
Secondary |
Enumerated:
|
Prepayment Penalty Term |
The term of the prepayment penalty for this loan. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Principal and Interest Payment |
The principal and interest monthly payment amount for the
loan. |
URLA |
Loan |
MI, Secondary |
Money |
Product Name |
A unique identifier of the type of loan product. |
Lender |
Product |
MI, Secondary, Underwriting |
String |
Property Acquired Year |
The year in which the land & buildings of the property
were acquired by borrower. |
URLA |
Subject Property |
Secondary, Underwriting |
Date/Time |
Property Address 1 |
The unstructured (Unparsed) street address of the property
(e.g., 123 Main Street). |
URLA |
Subject Property |
Service ordering, Credit Reporting, Flood, MI, Secondary,
Underwriting |
String |
Property Address 2 |
The unit number (if any) of the address of the property. |
URLA |
Subject Property |
Service ordering, Credit Reporting, MI, Secondary,
Underwriting |
String |
Property Appraised Value Amount |
Statement of propertys value from a valid property
valuation source |
Valuation |
Subject Property |
MI, Secondary, Underwriting |
Money |
Property Block |
The propertys block in a planned unit development. |
URLA |
Property |
Secondary, Securitization |
String |
Property Category Type |
Specifies the type of dwelling or structure for the
property. |
Valuation |
Subject Property |
MI, Secondary, Underwriting |
Enumerated:
|
Property City |
The city in which the property is located. |
URLA |
Subject Property |
Service ordering, Credit Reporting, Flood, MI, Secondary,
Underwriting |
String |
Property Country |
The country in which the property is located, if not in
the U.S.A. |
URLA |
Subject Property |
Credit Reporting, Secondary, Underwriting |
String |
Property County |
The county in which the property is located. |
FHA |
Subject Property |
Service ordering, Flood, MI, Secondary, Underwriting |
String |
Property Disposition Status Type |
The borrowers intended disposition of an owned property.
Collected on the URLA in Section VI (Schedule of Real Estate Owned). |
URLA |
REO |
Secondary, Underwriting |
Enumerated:
|
Property Estimated Value Amount |
A statement of the propertys present market value from the
borrowers or loan originators estimate. |
URLA |
Subject Property |
MI, Secondary, Underwriting |
Money |
Property Financed Number of Units |
The number of individual family dwelling units being
financed in the subject property. Collected on the URLA in Section II (No. Of
Units). |
URLA |
Subject Property |
MI, Secondary, Underwriting |
Numeric |
Property Land Appraised Value Amount |
This is the appraised present value of the land for the
property if it acquired separately. It assumes that the valuation comes from a
professional property appraisal source. |
URLA |
Application |
Secondary, Underwriting |
Money |
Property Land Estimated Value Amount |
This is the estimated present value of the land for the property
if it is acquired separately. It assumes that the valuation comes from the
borrower, lender, or someone other than a professional appraiser. |
URLA |
Application |
Secondary, Underwriting |
Money |
Property Land Original Cost Amount |
This is the original cost of the land for the property if
it is acquired separately. |
URLA |
Application |
Secondary, Underwriting |
Money |
Property Leasehold Expiration Date |
The final expiration date of the ground lease for the lot
of the property. |
URLA |
Subject Property |
Secondary, Underwriting |
Date/Time |
Property Liability Age Months |
The age in months of a liability secured by the property. |
Lender |
Liability |
Secondary, Underwriting |
Numeric |
Property Long Legal Description |
A free-form text field used to capture the legal
description of the property. A long legal description would be used for metes
and bounds descriptions. |
URLA |
Subject Property |
Flood, Secondary, Underwriting |
String |
Property Lot Acquired Year |
The year in which the lot of property was acquired by
borrower. Used for construction loans. |
URLA |
Subject Property |
Secondary, Underwriting |
Date/Time |
Property Number of Stories |
The number of stories in the property. |
Valuation |
Property |
Secondary, Securitization |
Numeric |
Property Original Cost Amount |
The dollar amount of the original cost of property at time
of acquisition. |
URLA |
Subject Property |
Secondary, Underwriting |
Money |
Property Postal Code |
The postal code (zip code in the US) of the property. Zip
code may be either 5 or 9 digits. |
URLA |
Subject Property |
Service ordering, Credit Reporting, Flood, MI, Secondary,
Underwriting |
String |
Property REO Indicator |
Indicates that a borrower currently owns the property. |
Lender |
Property |
Credit Reporting, MI, Secondary, Underwriting |
Boolean |
Property Rights Type |
Specifies the intended property ownership rights for the
property. |
URLA |
Subject Property |
Secondary, Underwriting |
Enumerated:
|
Property Section |
The property section in a planned unit development. |
URLA |
Property |
Secondary, Securitization |
String |
Property Short Legal Description |
A free-form text field used to capture the short legal
description of the property. The short legal description would include lot,
block and section. In general a legal description is a property description
recognized by law that is sufficient to locate & identify the subject
property without oral testimony. Collected on the URLA in Section II (Legal
Description). |
URLA |
Subject Property |
Flood, Secondary, Underwriting |
String |
Property State |
The state in which the property is located. |
URLA |
Subject Property |
Service ordering, Credit Reporting, Flood, MI, Secondary,
Underwriting |
String |
Property Structure Built Year |
The year in which the structure on the property was
completed. |
URLA |
Subject Property |
Flood, MI, Secondary, Underwriting |
Date/Time |
Property Subdivision |
The property subdivision in a planned unit development. |
URLA |
Property |
Secondary, Securitization |
String |
Property Subject Indicator |
Indicates that the property is the subject of the
financing. |
Lender |
Property |
Credit Reporting, MI, Secondary, Underwriting |
Boolean |
Property Unit Resale Indicator |
Indicates whether the property unit is a resale and not an
original purchase from the builder / developer. |
Valuation |
Subject Property |
Secondary, Underwriting |
Boolean |
Property Usage Type |
Specifies intended use by the borrower of the property. |
URLA |
Subject Property |
MI, Secondary, Underwriting |
Enumerated:
|
Refinance - Including Debts to be Paid Off Amount |
The total amount of all debt to be repaid with funds from
refinancing the mortgage loan on the subject property. Collected on the URLA
in Section VII line d. |
URLA |
Application |
Secondary, Underwriting |
Money |
Remaining Term |
The remaining term of this loan, in months. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Residence Address 1 |
The unstructured street address at which the borrowers
residence is located. Collected on the URLA in Section III (Present Address). |
URLA |
Borrower |
Credit Reporting, MI, Secondary, Underwriting |
String |
Residence City |
The name of the city in which the borrowers residence is
located. Collected on the URLA in Section III (Present Address). |
URLA |
Borrower |
Credit Reporting, MI, Secondary, Underwriting |
String |
Residence Postal Code |
The postal code (zip code in the US) of the address of
borrowers residence. Zip code may be either 5 or 9 digits. Collected on the
URLA in Section III (Present Address). |
URLA |
Borrower |
Credit Reporting, MI, Secondary, Underwriting |
String |
Residence State |
The name of the state in which the borrowers residence is
located. Collected on the URLA in Section III (Present Address). |
URLA |
Borrower |
Credit Reporting, Flood, MI, Secondary, Underwriting |
String |
Residency Duration Years |
The number of years the borrower resided at the indicated
address. Could be either current or prior address. Collected on the URLA in
Section III (Present Address or Former Address). |
URLA |
Borrower |
Credit Reporting, MI, Secondary, Underwriting |
Numeric |
Servicing Fee Percentage |
The servicing fee, expressed as a percentage, for this
loan. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Taxes and Insurance Payment Amount |
The portion of the monthly payment for the loan that pays for
taxes and insurance. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Total Loan Payment |
The total payment for this loan. |
(not specified) |
(not specified) |
Secondary |
Numeric |
Unpaid Principal Balance |
The current unpaid principal balance on the loan. |
(not specified) |
(not specified) |
Secondary |
Numeric |