<auto.policy carrier.ref='object.registries.0002' account.href='consumer.xml' generated.on='19991123' policy.number='3456789' effective.date='20000101' policy.term='6'>
  <policy.holder>
    <person.name>
      <first.name>Clark</first.name>
      <last.name>Clemens</last.name>
    </person.name>
	 <us.address object.id='object:account5:0013'>
           <street>10 Mercury Terrace</street> 
           <city>Miami</city> 
           <state>FL</state>
           <zip main='33010' sub='3000'/>
	 </us.address>
  </policy.holder>
  <binder effective.on='19991101' expires.on='20011201'/>
  <policy.drivers>
    <policy.driver>
      <driver object.id='object:account5:0014' person.href='..\person.1.xml'>
        <license state='FL' year.licensed='1995'>Y34H68</license>
        <experience year.started='1987' year.started.us='1985' driver.courses='true'/>
        <violations>
          <violation occured.on='19960101' source='dmv' type='fleeing'/>
        </violations>
      </driver>
      <person object.id='object:account5:0015' account.href='consumer.xml' birth.date='19360401' gender='male' ssn='276-82-1126' college.graduate='true' home.owner='true'>
        <person.name>
          <first.name>Clark</first.name>
          <last.name>Clemens</last.name>
        </person.name>
        <email>cclemens@snailmail.com</email>
        <employment year.started.current.job='1970' year.started.previous.job='1965' year.started.profession='1960'>Commodities Clerk</employment>
        <us.address object.id='object:account5:0016'>
          <street>10 Mercury Terrace</street>
          <city>Miami</city>
          <state>FL</state>
          <zip main='33010' sub='3000'/>
        </us.address>
        <phone type='voice'>305-555-4321</phone>
      </person>
    </policy.driver>
    <policy.driver>
      <driver object.id='object:account5:00017' person.href='..\person.2.xml'>
        <license state='FL' year.licensed='1981'>B783235</license>
        <experience year.started='1981' year.started.us='1981' driver.courses='false'/>
        <violations>
        </violations>
      </driver>
     <person object.id='object:account5:0018' account.href='consumer.xml' birth.date='19680401' gender='female' ssn='678-82-1126' college.graduate='true' home.owner='true'>
       <person.name>
         <first.name>Clara</first.name>
         <last.name>Clemens</last.name>
       </person.name>
       <email>cclemens2@snailmail.com</email>
       <employment year.started.current.job='1994' year.started.previous.job='1991' year.started.profession='1988'>Facility Associate</employment>
       <us.address object.id='object:account5:0021'>
         <street>10 Mercury Terrace</street>
         <city>Miami</city>
         <state>FL</state>
         <zip main='33010' sub='3000'/>
       </us.address>
       <phone type='voice'>206-555-4321</phone>
     </person>
    </policy.driver>
    <policy.driver>
      <driver object.id='object:account5:0022' person.href='person.3.xml'>
        <license state='FL' year.licensed='1999'>B99876</license>
        <experience year.started='1999' year.started.us='1999' driver.courses='false'/>
        <violations>
          <violation occured.on='19990203' source='dmv' type='speeding'/>
          <violation occured.on='19990213' source='dmv' type='speeding'/>
          <violation occured.on='19990218' source='dmv' type='speeding'/>
          <violation occured.on='19990304' source='dmv' type='speeding'/>
          <violation occured.on='19990419' source='dmv' type='speeding'/>
          <violation occured.on='19990523' source='dmv' type='speeding'/>
          <violation occured.on='19990525' source='dmv' type='speeding'/>
          <violation occured.on='19990617' source='dmv' type='speeding'/>
          <violation occured.on='19990627' source='dmv' type='speeding'/>
          <violation occured.on='19990627' source='dmv' type='speeding'/>
        </violations>
      </driver>
      <person object.id='object:account5:0023' account.href='consumer.xml' birth.date='19820401' gender='female' ssn='678-82-1126' college.graduate='false' home.owner='false'>
        <person.name>
          <first.name>Clarise</first.name>
          <last.name>Clemens</last.name>
        </person.name>
        <email>cclemens3@snailmail.com</email>
        <employment year.started.current.job='1999' year.started.previous.job='' year.started.profession='1999'>Food Service Technician</employment>
        <us.address object.id='object:account5:0024'>
          <street>10 Mercury Terrace</street>
          <city>Miami</city>
          <state>FL</state>
          <zip main='33010' sub='3000'/>
        </us.address>
        <phone type='voice'>305-555-4334</phone>
      </person>
    </policy.driver>
  </policy.drivers>
  <vehicles>
    <vehicle object.id='object:account5:0025' garaged='true' ownership='financed' annual.miles='15000' miles.on.vehicle='40000' cost.new='27000' value.present='11000' license.plate.number='456HGF'>
      <make.description symbol='1' vin='456456456' make='Honda' variant='4dr/sedan' model='Accord' year='1998'>Honda Accord Ex</make.description>
      <valued.equipment type='custom.paint' value='333'/>
      <extra.equipment type='security.alarm'/>
      <existing.damage estimated.value='100'/>
      <vehicle.use type='work' miles.one.way='10' number.of.days='5'/>
      <us.address object.id='object:account5:0009'> 
        <street>10 Mercury Terrace</street>
        <city>Miami</city>
        <state>FL</state>
        <zip main='33010' sub='3000'/> 
      </us.address>
    </vehicle>
    <vehicle object.id='object:account5:0026' garaged='false' ownership='leased' annual.miles='14000' miles.on.vehicle='40000' cost.new='27000' value.present='13000' license.plate.number='GG76432'>
      <make.description symbol='1' vin='78979789' make='Nissan' model='Pathfinder' year='1998'>Honda Accord Ex</make.description>
      <valued.equipment type='stereo' value='333'/>
      <extra.equipment type='running.lights'/>
      <existing.damage estimated.value='500'/>
      <vehicle.use type='personal' miles.one.way='20' number.of.days='4'/>
      <us.address object.id='object:account5:0011'>
        <street>10 Mercury Terrace</street>
        <city>Miami</city>
        <state>FL</state>
        <zip main='33010' sub='3000'/> 
      </us.address>
    </vehicle>
  </vehicles>
  <policy.premium total.cost='2435' rental.cost='25' towing.cost='10' nonowned.auto.cost='35' rental.per.day='15' rental.per.month='5' towing.per.incident='50' nonowned.auto='true'>
    <vehicle.premium vehicle.ref='object:account5:0025' primary.driver.ref='object:account5:0014' bi.cost='400' pd.cost='200' umbi.cost='100' umpd.cost='100' uimbi.cost='50' comprehensive.cost='150' collision.cost='100' medical.cost='50' pip.cost='50' bi.per.person='200' bi.per.incident='100' comprehensive='500' collision='500' pd.per.incident='100' umbi.per.person='100' umbi.per.incident='300' umpd.per.incident='100' uimbi.per.person='100' uimbi.per.incident='300' medical='0' pip='0'>
      <auxiliary.driver ref='object:account5:0015'/>
    </vehicle.premium>
    <vehicle.premium vehicle.ref='object:account5:0026' primary.driver.ref='object:account5:0015' bi.cost='400' pd.cost='200' umbi.cost='100' umpd.cost='100' uimbi.cost='50' comprehensive.cost='150' collision.cost='100' medical.cost='50' pip.cost='50' bi.per.person='200' bi.per.incident='100' comprehensive='500' collision='500' pd.per.incident='100' umbi.per.person='100' umbi.per.incident='300' umpd.per.incident='100' uimbi.per.person='100' uimbi.per.incident='300' medical='0' pip='0'>
      <auxiliary.driver ref='object:account5:0014'/>
    </vehicle.premium>
  </policy.premium>
</auto.policy>