<auto.policy account.href='consumer.xml' carrier.ref='' generated.on='19991123' policy.number='3456789' effective.date='20000101' policy.term='6'>
  <policy.holder>
    <person.name>
      <first.name>Bill</first.name>
      <last.name>Jones</last.name>
    </person.name>
	 <us.address object.id='object:account3:0008'>
           <street>10 Pluto Terrace</street> 
           <city>Chicago</city> 
           <state>IL</state>
           <zip main='60601' sub='6000'/> 
	 </us.address>
  </policy.holder>
  <binder effective.on='19991201' expires.on='20001201'/>
  <policy.drivers>
    <policy.driver>
      <driver object.id='object:account3:0009' person.href='..\person.1.xml'>
        <license state='IL' year.licensed='1999'>B1231234</license>
        <experience year.started='1987' year.started.us='1985' driver.courses='true'/>
        <violations>
          <violation occured.on='19950101' source='dmv' type='racing'/>
        </violations>
      </driver>
      <person object.id='object:account3:0010' account.href='consumer.xml' birth.date='19760401' gender='male' ssn='276-82-1126' college.graduate='false' home.owner='false' billing.information.href='..\person.1.billing.xml'>
        <person.name>
          <first.name>Bill</first.name>
          <last.name>Jones</last.name>
        </person.name>
        <email>bjones@hotmail.com</email>
        <employment year.started.current.job='1992' year.started.previous.job='1990' year.started.profession='1985'>Marketing Manager</employment>
        <us.address object.id='object:account3:0011'>
          <street>10 Pluto Terrace</street>
          <city>Chicago</city>
          <state>IL</state>
          <zip main='60601' sub='6000'/>
        </us.address>
        <phone type='voice'>312-555-4321</phone>
      </person>
    </policy.driver>
  </policy.drivers>
  <vehicles>
    <vehicle object.id='object:account3:0012' garaged='true' ownership='financed' annual.miles='15000' miles.on.vehicle='40000' cost.new='27000' value.present='11000' license.plate.number='456HGF'>
      <make.description symbol='1' vin='456456456' make='Honda' variant='4dr/sedan' model='Accord' year='1998'>Honda Accord Ex</make.description>
      <valued.equipment type='mag.wheels' value='333'/>
      <extra.equipment type='driver.airbag'/>
      <existing.damage estimated.value='2345'/>
      <vehicle.use type='personal' miles.one.way='1' number.of.days='1'/>
      <us.address object.id='object:account3:0013'>
        <street>10 Saturn Terrace</street>
        <city>Chicago</city>
        <state>IL</state>
        <zip main='60601' sub='6000'/> 
      </us.address>
    </vehicle>
  </vehicles>
  <policy.premium total.cost='957' rental.cost='0' towing.cost='0' nonowned.auto.cost='57' rental.per.day='35' rental.per.month='350' towing.per.incident='80' nonowned.auto='true'>
    <vehicle.premium vehicle.ref='object:account3:0012' primary.driver.ref='object:account3:0009' bi.cost='300' pd.cost='100' umbi.cost='100' umpd.cost='100' uimbi.cost='50' comprehensive.cost='50' collision.cost='200' medical.cost='0' pip.cost='0' bi.per.person='100' bi.per.incident='300' comprehensive='500' collision='500' pd.per.incident='100' umbi.per.person='100' umbi.per.incident='300' umpd.per.incident='100' uimbi.per.person='100' uimbi.per.incident='300' medical='0' pip='0'/>
  </policy.premium>
</auto.policy>