Kavi® Commerce Help

Chapter 8. Your Credit Card Security Code

If Your Organization Requires Security Codes

When paying a bill with a credit card, you may be asked to provide the security code from your credit card. Because the security code isn't stored in the magnetic strip or embossed on the card, it isn't captured by card readers. It isn't printed on receipts or your credit card account statement, either, so the collection of security codes helps protect against fraudulent use of credit card numbers acquired through printouts containing credit card information.

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Finding the Security Code

Look for a 3- or 4-digit code on the back of your credit card, or on the front of your American Express card. Sometimes the code appears with a longer string of numbers, but is separated from these numbers by a space.

Figure 8.1. Security Code on Credit Card

Image showing the back of a credit card
	  with the security code circled.

Table 8.1. Security Code Locations

Credit Card Security Code Location
Visa, Mastercard and Discover The entire 16-digit credit card number, or just the last four digits, followed by a special 3-digit code is printed on the back of your card in the signature box. This 3-digit code is your Security Code.
American Express The Security Code is the 4-digit code printed on the front of your card, just above and to the right of the main credit card number.
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What Should I Do If my Security Code Is Unavailable?

If your credit card does not have a security code because it was issued by a bank outside North America, or if you are unable to read the security code on your card, select a different payment method or contact an administrator to arrange payment.

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